Saturday, January 22, 2011

WILL YOU BE ABLE TO RETIRE COMFORTABLY?

This is a great time to get your financial affairs in order by doing some retirement planning. Below are three free internet retirement calculator tools. None of them require you to register or save information online. they are time efficient (6-22 minutes) and make reasonable predictions about projected inflation, taxes, and investment returns. In each, you can modify your inputs and immediately see how your prospects change.

Before you start, have available your current and projected assets including any expected benefits or windfalls, ideas about retirement dates, and how much you'll spend in retirement (80% of your current income is a good estimate).

For your expected Social Security benefits, go to www.ssa.gov/planners/calculators.htm

AARP Retirement Calculator - www.aarp.org/work/retirement-planning
T. Rowe Price Retirement Income Calculator - www.troweprice.com
Analyze Now Retirement Planner - www.analyzenow.com - works best with Excel.
Source: Consumer Reports


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Saturday, January 8, 2011

HERE'S (FREE!) HELP FOR HEALTHY LIVING . . .

Is getting your food intake on track one of your resolutions? Whether it's to lose weight or just to eat more nutritious meals, here are some informative websites:

http://www.mypyramid.gov/ - You can get a personalized food plan for your caloric needs based on the US Department of Agriculture's Dietary Guidelines for Americans.

http://www.eatright.org/ - The American Dietetic Association (ADA) provides food and weight management guidance from licensed dietitians.

http://www.mayoclinic.com/ - This source answers your questions about supplements, medications, and nutrition as well as many medical conditions.

http://www.tcolincampbell.org/ - A nonprofit foundation that offers healthy recipes and medical information without influence from industry or commercial interests.

www.Extension.IAState.edu/foodsavings - This University of Iowa Extension site teaches how to eat healthfully on a budget.


IF YOU KNOW SOMEONE WHO WOULD BENEFIT FROM THIS INFORMATION, PLEASE FEEL FREE TO PASS IT ON TO THEM. THANK YOU !